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Kenneth Chenault of American Express Honored as 2014 Core Visionary at Money2020

Core Innovation Capital Recognizes Chenault for Leadership and Commitment to Address Financial Inclusion

Citadel EFT, Inc.-s (CDFT) CEO Gary DeRoos Announces New York City Meeting With NYSE Alternext-s Mr. Robert Wotczak, February 15, 2013

OCEANSIDE, CA — (Marketwire) — 02/13/13 — Citadel EFT, Inc.-s (OTCQB: CDFT) CEO Gary DeRoos announces that he has accepted an invitation to meet on February 15, 2013 with Mr. Robert Wotczak, the Senior Managing Director and Regional Head for Equity Sales of the , formerly the American Stock Exchange.Gary DeRoos, CEO, Citadel EFT, states, "We are pleased to be invited to meet with Mr. Wotczak. He will be taking us on a guided tour of the trading floor, and will explain to us to how the N

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