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Richmond Fed-s Annual Report Asks, Is America the Land of Opportunity?

RICHMOND, VA — (Marketwired) — 05/24/13 — The Federal Reserve Bank of Richmond today released its 2012 Annual Report, which features the essay, "Land of Opportunity? Economic Mobility in the United States."The essay suggests that economic mobility has decreased in recent years, particularly for people born at the top and bottom of the income distribution. Many factors contribute to the retention and attainment of economic status. But for nearly everyone, advancement depends on oppo

Richmond Fed Publication Reports on Stress Testing of Banks

RICHMOND, VA — (Marketwire) — 02/04/13 — How can regulators make sure that America-s banks are ready to weather a future crisis in the economy? There are no guaranteed solutions, but many believe that part of the answer is subjecting banks to stress tests. What is stress testing, and how does it work? This in looks at these and other questions about this recent addition to regulators- toolkits.Also in this issue:Mobile payments have taken off in Kenya. Will Americans soon be using their sm

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