Make Love, Not Debt

TORONTO, ONTARIO — (Marketwire) — 02/13/13 — Love is in the air. With Valentine-s Day only a few hours away many love-struck consumers are scrambling to find the perfect gift for their special someone this year. Before breaking the bank on fancy chocolates, over-priced flowers or a romantic dinner for two, Consolidated Credit Counseling Services of Canada, offers consumers tips to make this Valentine-s Day special without breaking the bank.

“February 14th can be a magical day – but for those in debt, the magic of Valentines can quickly fade to wallet weary despair,” says Jeffrey Schwartz, executive director of . “Before emptying your wallet to shower your Valentine with presents, consider some of these cost effective ways to celebrate without spending more than you can afford.”

Skip the flowers – Roses are more expensive on Valentine-s Day than on any other day of the year. Skip the flowers all together, or choose a less expensive variety of flower.

Stay in – A romantic dinner for two on Valentine-s Day can really put the finances in a bind. Instead of eating out in a crowded restaurant, stay home and make a favorite meal together for a fraction of the cost.

Scrap the card – Why spend money on an expensive card when you can easily make one yourself? For the artistically challenged, get online and create a personalized e-card for that special someone.

Make the gift – Homemade gifts are a unique way of showing your Valentine you care. A mixed tape (or playlist), a special photo album, heart shaped cookies or even a short poem or letter are all thoughtful, and often free ways to show your appreciation.

Random acts of kindness – What better way to show your appreciation for that someone special than by surprising them with random acts of kindness.

Pay off debt – Nothing says love like making a commitment to get out of debt together. Start the conversation and see if the desire to eliminate trumps the material gifts of past Valentine-s Days. Hopefully, getting out of debt sooner, rather than later is more important than a box of chocolates and a night on the town.

About Consolidated Credit Counseling Services of Canada:

Consolidated Credit Counseling Services of Canada is a national non-profit credit counselling organization that teaches consumers about personal finance. For more information, visit or call the toll-free phone line at 1.800.656.3920.

Contacts:
For more information or to request an interview with
Jeffrey Schwartz, please contact: Consolidated Credit
Counseling Services of Canada, Inc.: Kylie-Anne Doerner
Communications & Public Relations Manager
416.915.7283 ext. 1057 or © 289.231.7900

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