The provision of credit to SMEs by the banking sector worldwide has decreased due to a number of reasons. Firstly, demand for loans by small firms has fallen as business activity has dropped, and firms seek to deleverage. Secondly, bank lending to the sector has declined because of the poorer financial condition of firms during the economic downturn. Thirdly, restricted liquidity in the interbank markets means that financial institutions must curtail their lending to the sector. Banks seek to accumulate capital reserves rather than advance them to SMEs. Additionally, banks seek to protect their limited capital reserves by investing in securities perceived as less risky, including sovereign and corporate paper.
Firms should become less dependent on bank financing, an issue stressed by Uriel Lynn at the ISBE conference in November. This can be achieved by retaining greater reserves within the firm, and by seeking sources of external private equity rather than debt finance.
We invite you to take advantage of this offer to seek Equity (Venture) Capital with the WUSME – EIED EQUITY CAPITAL Data Bank System and my personal advice and assistance
The EC Data bank comprises more than 2000 Venture Capitalists offering investment capital in the tune of one trillion United States Dollars world wide.
Our offer comprises the following services:
Review and evaluation of Client’s business plan
Personal meeting with Client or Skype Conference
Input of data into the VC data bank system
Draft of applications for funding
Collection of fundingo ffers and forwarding to Client
Member will be invited to submit an Executive Summary of the project to be financed and to complete and sign
1. The Application Form
2. The Financing Services Agreement
Download here:
http://www.wix.com/wus316/eied#!project-financing